Crypto Regulating in Poland 2023

Published:
March 9, 2025
beautiful shot bastion ceglarski wroclaw poland

The popularity of crypto is growing rapidly. But the work of crypto-companies is complicated by the lack of a developed legal workspace in most states. In Poland, the government regulates digital currency.

Entrepreneurs who want to work in this field register corporations in the state and supply services to inner and foreign markets.

Crypto license in Poland

In Poland the Chamber of Tax Management continues to issue Polish cryptopermits, which are the equivalent of a crypto license. If you plan to offer crypto products or services you need a Cryptocurrency license in Poland, you will first need to enroll with the E-Currency Registry, which is part of the AML/KYC procedures.

An authorized Polish crypto biz can provide the following services:

  • Interchange of fiat currencies and cryptocurrencies;
  • Interchange of various cryptocurrencies;
  • Crypto interchange broker;
  • Granting and protection of electronic currency wallets.

Requests for cryptographic authorization can be yielded online through the Virtual Public Favors Program (ePUAP). It is considerable to observe that they must carry appropriate factual information and be accompanied by all necessary documents. However, any errors can be corrected, although this usually causes delays in the application process. If there is no reason to refuse the applicant, the permit is granted within 2 weeks from the date of ticket of the statement.

Adjustment of crypto in Poland

Crypto adjustment is moving towards the EU, of which Poland is a member. Consequently, in addition to Polish legislation, it is extremely important to keep an eye on the rapidly progressing European lawful organization that is being created to adjust crypto biz working in or from the Europe.

For example, the EU Commission is operating on new KYC demands for crypto-businesses that would restrict digital currency companies from concluding with non-hosted purses without first verifying the identity of their holders. The Committee has offered to abolish the present initial level of €1,000, which means that all crypto transactions will be dependent to KYC treatments in the close future.

Steps of Obtaining a crypto license in Poland

To obtain a virtual currency license and biz in country:

  • Enroll a firm in country with a real office space.
  • Open an account at a bank and deposit initial capital.
  • Think through AML and KYC (Know Your Customer) policies to securely receive and process payments.

Crypto-company in Poland

Enrolling a corporation in Poland in compliance with established rules is not as difficult as in many other European countries. Key points of biz registration:

  1. The new company must have an original name.
  2. After enrolling the company, it is necessary to open a bank account.
  3. Within seven working days from the moment of registration, it is necessary to submit info about the final beneficiaries to the special register. Failure to comply with this demand is subject to a fine of up to 1 million zlotys.
  4. Within twenty-one days from the moment of registration, you should send the completed NIP-8 form, which contains info about the company’s bank account and accounting, to the tax office at the place of registration.

How much does the Polish crypto permission cost?

The cost depends on the complexity of the project, for detailed advice you can contact our specialists.

Is crypto regulated in Poland?

Crypto actions in Poland are controlled by the law on combating AML.
Licensed crypto firms are needed to maintain a transaction enrollment, collect info and actions that have been taken to prevent the AML / CFT law.

Is crypto taxed in Poland?

There is no abstracted digital currency imposition in country, but all firms engaged in digital currency actions are required to pay existent taxes. 

Is crypto trading legal in Poland? 

Crypto, although not legally defined and not equated to fiat money, can be used in the territory of Poland on legal grounds. Mining, buying and selling of crypto-assets is not advised as a prohibited activity.

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