Fintech business in Europe

Published:
September 27, 2025
amsterdam 4045137 1280

Europe has one decacorn at the beginning of 2021. Currently, it has three, and it appears that the continent is currently experiencing a financial technologies frenzy that will leave behind a large number of more decacorns. So, obtaining a fintech company in Europe is a beautiful start for trade. If you are attracted to a company in Europe for sale, Eli Deal’s specialists can help you handle the purchasing.

What is a decacorn and unicorn?

Decacorns are start-ups with a $10 billion valuation. This would indicate that businesses have reached their last stage of development, and while the majority are still concentrated in the USA or China, decacorns of Europe are also beginning to spread more widely. Decacorns from Europe include Revolut, Wise, Deliveroo, and Adyen.

The 3 financial technology decacorns that have emerged on European soil are Klarna, Revolut, and Checkout. With accordance with Crunchbase statistics, these 3 businesses are closely followed this year by 19+ fintech start-ups that have achieved unicorn status.

This sharp increase in highly prized fintech firms in Europe demonstrates the crucial role that the region is playing in upending important financial industries including transactions, banks, insuring, loans, trade, and digital commerce.

According to the statistics, 2021 has already broken records for private equity exits for financial institutions in Europe, demonstrating the industry’s obvious development.

Between January and July, fintech exits banked VCs a total of $70 billion globally, mostly through substantial public listings such as that of crypto exchange Coinbase. Around 20% of the overall number came from European departures.

Additionally, this has been a remarkable year for start-ups in Europe throughout all industries, with more companies than ever achieving the prized unicorn status. This expression is used to describe start-ups with a $1 billion valuation. There are currently 125 commercial enterprises called unicorns, all of which have their corporate headquarters in Europe.

The field of financial services is host to 39 of those businesses, or close to one-third of them, making the fintech sector one of the continent’s top producers of unicorns. So, a fintech company in Europe for sale is a desirable one.

Enhancing economic growth between the United Kingdom and European Union

Considering the tumultuous relationship between the EU and the UK, the growth of UK financial technologies have been a much-welcomed improvement to the continent’s financial system.

Although the specter of Brexit’s consequences is hanging over the nation, the United Kingdom has done everything possible to entice fintechs. As a consequence, the UK outperformed Germany, which was ranked second on the list, in terms of fintech investment rounds in 2017 and 2020.

TrueLayer, a London-based business that achieved unicorn status in September 2021 following a $130 financing round from investment company Tiger Global Management and payments powerhouse Stripe, is one recent example of the UK’s link with the EU being kept all through the financial technologies sector.

Leading European Fintech Companies

  • Bankera
  • Yields.io
  • Spendesk
  • Finanbest
  • Next
  • Arbor
  • Binance
  • Billie
  • Raisin
  • Kreditech
  • N26
  • Klarna
  • TransferWise
  • True Layer

Pros of doing trade with company with soft in Europe

  • The second-largest economy in the world is that of the EU.
  • Freedom of movement for people, money, products, and services inside a single European Union internal marketplace.

As a result, enterprises may cut expenses by skipping intra-EU trade tariffs. Additionally, businesses are free to recruit any person in the EU, tenfold expanding their talent pool.

  • Flexibility of mobility expands the market.

An EU nation has 18 million inhabitants on average. The population of the EU as a whole is little over 500 million people with free borders. The possibilities for businesses are significantly improved by the larger market.

  • There are several EU programs available to support small and medium-sized businesses (SME’s).

These initiatives aid in gaining access to capital and markets and promote maturation, internationalization, and entrepreneurship.

  • Rapid blossoming of technologies and the possibility of implementation.

Thus, if you are attracted to a fintech company for sale in Europe, Eli Deal’s attorneys are ready to help you with the registration and buying process.

Our specialists will help you choose the best option among various businesses for sale. Feel free to contact us anytime.

Related insights

Exploring the Pros and Cons of Shelf Companies in the UK

Perhaps you relish a thought of starting a business in Great Britain. Then, buying a shelf company could be the first thing coming to your head. Being already incorporated, such “ready-made firms” have never been used. They’re waiting for their owner who can put them to work. It could be you.  For some entrepreneurs, such…

Read more 13.10.2025

New Swiss AML Rules 2025: Key Points You Need to Know

Switzerland has always been known for its stable and investor-friendly financial system. Nevertheless, for the last time, this country has been facing constant international pressure to make sure that the country’s financial strength is not used illegally for money laundering and terrorist financing. For nearly ten years, Swiss watchdogs have made a number of tweaks…

Read more 02.10.2025

Crypto License: Best Countries for Cryptocurrency Broker License & Registration

A solid legal foundation is essential in the world of digital assets. A crypto license is a key part of building a trusted business, and as rules become clearer, choosing the right jurisdiction is the first critical step. Many entrepreneurs look for a crypto exchange license for sale to accelerate their market entry. This guide…

Read more 02.10.2025

Legal Structures in Switzerland: Which Fits Your Business Model Best?

Starting a business in Switzerland gives you access to the safe and prestigious market. The first stage in choosing a legal settlement in this country is to decide the suitable legislative structures. This election dictates your fiscal liability, tax status, and daily operations. It sets the course for the future of your firm. While most…

Read more 30.09.2025

How to Choose the Best Canton: A Practical Guide to Swiss Taxation

The country’s unusual political organization grants its 26 cantons significant latitude over their tax laws. This generates a competitive marketplace in which there can be wide disparities in tax rates from one jurisdiction to another. Anyone wishing to live, work or invest in the country needs to know about these! Where you settle down is…

Read more 29.09.2025

Top 9 Countries With Best Offshore Bank Accounts For 2025

The current offshore banking model continues as a very effective measure for the security, diversification, and investment of wealth on a global scale. Extending an off-shore account in the right jurisdiction will provide benefits that range from greater privacy to tax benefits and access to a wide array of acquisition possibilities, depending upon whether one…

Read more 29.09.2025

Gaming permissions in Zambia

In recent years, the gamble industry has witnessed tremendous growth globally, with Zambia being no exception. As the appetite for video games, casinos, and sports betting continues to rise, it has become imperative for the Zambian governance to regulate this flourishing sector. One of the key components of this adjustment is the issuance of gamble…

Read more 28.09.2025

License for the Czech Republic SPI

A Small Payment Institution in the Czech Republic is a company that can offer certain payment services while adhering to restrictions on the monthly amount of transactions. Nowadays the fintech sector is one of the fast-growing, so spi for sale in the Czech Republic is the best decision for businessmen who are interested in starting…

Read more 27.09.2025

Small PI in Poland

New rules for the Polish Regulation on Payment Services go into effect in 2018. A new organization, a small payment institution, is introduced by the modification to the Polish payments industry. The legal provisions see operating a small payment institution in Poland as engaging in regulated activities. SPI in Poland is a great option for…

Read more 27.09.2025

Fintech business in Europe

Europe has one decacorn at the beginning of 2021. Currently, it has three, and it appears that the continent is currently experiencing a financial technologies frenzy that will leave behind a large number of more decacorns. So, obtaining a fintech company in Europe is a beautiful start for trade. If you are attracted to a…

Read more 27.09.2025

Fintech business in Estonia

Current advanced tech serves as the cornerstone of today’s financial and informational industries. Specialists in Estonian fintech have built a highly functioning economic system from the ground up. Estonian financial IT system combines high innovation with user-friendliness. So, a fintech company in Estonia is an amazing option for everyone who desires to start commercial activity…

Read more 27.09.2025

Fintech business in Latvia

In accordance with Index Ventures, Latvia is among the best open for start-ups nations. Global fintech enterprises with a basis in Latvia have no regional boundaries, so a lot of entrepreneurs want to establish fintech companies in Latvia. Eli Deal’s experts can propose a bunch of different offers with fintech companies in Latvia for sale….

Read more 27.09.2025